The best motorcycle insurance companies were selected based on their availability, affordability, financial stability, and coverage.
Whatever type of motorcycle you possess, you’ll almost certainly need insurance to protect it. Motorcycle insurance is required in almost all states, and it may aid you in a variety of situations.
Insurance is a vital component of any motorcycle setup, whether you’re a first-time owner or a seasoned rider. Standard motorcycle insurance policies include bodily injury liability coverage and property damage liability coverage, which pay for any losses you cause to others, but other coverages, like as comprehensive and collision coverage, are also available.
Choose four motorbike insurance carriers that stand out for their availability, affordability, financial stability, and coverage (for more information on how we generated this list, see our methodology).
At its finest, motorcycle insurance
Overall, State Farm is the finest.
Progressive finished second.
For bundling, Geico is the best option.
Harley-Davidson Insurance is the most cost-effective option.
What is the point of this? State Farm, being one of the country’s largest insurers, is widely available and offers coverage options for all types of motorcycle owners.
Highlights: State Farm offers a variety of coverages for your home, car, and other types of vehicles, allowing you to combine your insurance and save money. Some motorcycle insurance policies offer roadside assistance.
What is the point of this? Progressive may insure vintage motorcycles, sports bikes, cruisers, and other vehicles. Progressive’s motorcycle insurance offers flexibility and affordability, with a wide choice of vehicles covered and many options to save.
Savings for combining your insurance coverage, completing a safety course, being a responsible driver, paying in full, paying on time, and even moving or switching from another insurer are among the highlights. Progressive also offers minor and catastrophic accident forgiveness, as well as waived deductibles.
What is the point of this? Geico may be a good option for people who own a car and want to combine their auto and motorcycle insurance policies. It was one of Select’s top auto insurance suggestions, and it may help consumers save money while coordinating their plans.
Highlights: Geico offers motorcycle insurance in all 50 states and offers seven different discounts.
What is the point of this? For customers who want to save money on their motorcycle insurance, Harley-Davidson offers a total of 13 discounts, including one for those who have a long history of riding, are members of the Harley Owners Group, and have a motorcycle endorsement on their driver’s license.
Highlights: Harley-Davidson insurance covers a wide range of motorcycles, making it a good alternative for enthusiasts with highly customized machines. You don’t have to own a Harley-Davidson to acquire coverage; Harley-Davidson Insurance is available for almost any make or model.
What is the point of this? For customers who want to save money on their motorcycle insurance, Harley-Davidson offers a total of 13 discounts, including one for those who have a long history of riding, are members of the Harley Owners Group, and have a motorcycle endorsement on their driver’s license.
Highlights: Harley-Davidson insurance covers a wide range of motorcycles, making it a good alternative for enthusiasts with highly customized machines. You don’t have to own a Harley-Davidson to acquire coverage; Harley-Davidson Insurance is available for almost any make or model.